n Economic and Social Development, vol.4, no.Book of Proceedings Vol. 3/4, pp.186-196, 2020 (Conference Book)
ABSTRACT The banking system of Russia today is subject to transformations in the field of digitalization. The digitalization of the financial system is characterized by the integration of physical and digital components of the processes of its functioning. The development of digital banking is the path to economic transparency, reducing the shadow economy, increasing tax revenues, jobs and GDP growth. This necessitates research in the field of development of digital banking and the search for ways to improve it. The article discusses the nature and state of digital banking, identifying promising areas of its progress, studying the main trends of digital banking progress, determining its classification in relation to the Russian digital banking market and promising areas of development in Russia. Using the general methods of scientific knowledge in various aspects, the article presents models of progress, identifies its trends, characteristics and new promising areas of development in Russia. Keywords: digitalization of the financial system, digital banking development trends, electronic banking services, Models of digital banking, Russian digital banking