Akademik Məlumat İdarəetmə Sistemi
GONDWANA RESEARCH, vol.138, pp.104-117, 2025 (SCI-Expanded)
With the evolving world order, countries are using financial technologies (Fintech) to access financial resources more effectively, and Fintech can have an impact on the environment. This study aims to investigate the influence of Fintech on ecological sustainability, focusing on the contribution of renewable energy (RE) and government effectiveness (GE) under the Load Capacity Curve (LCC). This research analyzes data from 69 middle-income economies between 2006 and 2022 using the dynamic panel threshold model (DPTR). The outcomes document that GDP reduces the LCF below a certain threshold, but a positive impact above this threshold. Specifically, the model yielded a threshold value of $US 5222.234, which is higher than the average GDP of $US 4276.802. This finding suggests a U-shaped relationship between GDP and LCF, which supports the LCC hypothesis. The outcome also reports that Fintech plays a crucial role in improving ecological sustainability, while government effectiveness has a negative effect. The study emphasizes that middle-income countries should support Fintech and renewable energy along development with economic progress to improve ecological quality.