Research Information System
Financial and Credit Activity: Problems of Theory and Practice, vol.2, no.61, pp.180-190, 2025 (ESCI)
Agricultural insurance plays an important role in risk management in the agricultural sector, but it faces a number of obstacles in developing countries. The aim of the research was to assess how the existing crop insurance programmes affect the financial stability of agricultural businesses and propose directions for improving the agricultural insurance system. The research employs the methods of economic and statistical analysis, correlation analysis, and the descriptive method. The problems of the agricultural sector of Ukraine were identified and the role of agricultural insurance in solving some of them was determined in the course of the study. The problems of the agricultural insurance development related, among other things, to insufficient state support and the imperfection of insurance programmes, were noted. The correlation analysis proved that today agricultural insurance does not have a significant impact on the level of financial stability of the agricultural sector. The given successful examples of international experience regarding the development of public-private partnerships in the field of agricultural insurance can be an important direction for in-creasing the efficiency of this sector in Ukraine. The results of the work can be applied in the practice of insurance companies to improve the insurance terms for producers, as well as by government officials to form directions for policy optimization in the field of agricultural insurance.